THE 5 BULLET POINTS (For the Probate PDF)

✅ ** The Probate Trap** Most people think a "Will" protects them. It doesn't. A Will is just a letter to the Judge. Learn why relying on a Will guarantees your family ends up in court, and how to avoid the "Probate Black Hole" entirely.

✅ ** The "TOD" Override Switch** How to use "Payable on Death" (POD) and "Transfer on Death" (TOD) designations on your bank accounts and car titles to freeze out the courts and pass cash to your family instantly.

✅ ** The Trust Advantage** Why the wealthy use Revocable Living Trusts instead of Wills. We break down how a Trust acts as a "private suitcase" that you hand directly to your heirs, bypassing the government completely.

✅ ** The "Red Folder" Strategy** Your documents are useless if nobody can find them. Learn the military-standard organization system to ensure your spouse knows exactly where the keys, passwords, and deeds are within 1 hour of an emergency.

✅ ** Protecting the Vulnerable** If you have minor children (or family members who are bad with money), you can't just leave them cash. Learn how to structure your legacy so it protects them from themselves and ensures the money lasts.